Here is a question most Tulsa homeowners never think to ask when they are sitting across from a pool builder.
What exactly is in this quote?
Not the pool. Not the features. The quote itself. Which line items are included, which are excluded, which are listed as allowances that may not cover what you actually need, and what will show up as a change order after the contract is signed.
According to the Better Business Bureau, homeowners should ask pool contractors to provide written quotes that include a breakdown of what the price covers and then compare the details of materials, equipment, and warranties, not just the bottom-line number. That is advice most Tulsa homeowners receive after they have already signed, not before.
By the end of this article, you will know exactly what every Silverado Rock package includes, what each one does not include, and how to use that information to compare any pool builder in Tulsa on an honest, line-by-line basis. And in a few minutes, I will show you the one section of every Silverado Rock package page that most builders would never publish.
The Question You Did Not Know to Ask
The mistake: Comparing pool builder quotes based on the total price without knowing what each quote actually contains. Choosing the cheapest number and discovering mid-construction that the quote never included decking, fencing, electrical, or permits.
Why it matters: According to research from PoolLoan.net, in the pool industry, many homeowners fall into the trap of accepting a rough estimate or a "starting from" price, only to discover later that it does not include essential components such as permits, equipment, or finishing work. These surprise expenses can easily add thousands to the final bill.
What to do instead: Before you compare any two pool quotes, demand an itemized list of inclusions and exclusions from every builder. If a builder cannot or will not produce one, that tells you something important about how the rest of the process will go.
We list every package's inclusions and exclusions on this website before you speak to anyone. That transparency is not the standard in the Tulsa pool market. It should be.
How Silverado Rock Packages Work
Every Silverado Rock package is built around a fixed-price model with itemized inclusions. You know what you are getting before you sign. You know what is not included before you sign. There are no lump-sum line items that hide equipment grades, decking allowances, or warranty coverage.
SSG Pools' 2026 guide to comparing gunite pool quotes identifies the questions every buyer should ask when normalizing pool quotes: what equipment models are specified, what interior finish is included, how decking is handled, what square footage is covered, and what is included for drainage and grading. Every one of those questions has a specific, written answer in a Silverado Rock package.
Here is the full breakdown of all four current packages.
The OK Plunge
Starting at: $19,999 (vinyl liner, pool only) | $45,000 (fiberglass) | $55,000 (gunite)
Best for: Compact Tulsa yards, sloped lots, homeowners who want a real pool experience without a full-size footprint, and buyers whose current budget or credit profile makes a smaller project the right starting point.
The OK Plunge is our entry-level package and the most accessible pool build in the Tulsa market at this price point. The three build types give buyers flexibility based on budget, yard conditions, and long-term plans.
The vinyl-liner OK Plunge at $19,999 is the lowest entry point for a custom in-ground pool experience in Tulsa. The fiberglass option at $45,000 adds durability and a smoother surface, with lower long-term maintenance costs. The gunite option at $55,000 is fully custom in shape and finish and carries the same construction quality as Silverado Rock's larger packages.
Think of the OK Plunge like the right tool for the right job. Not every yard needs a 20-by-40-foot pool. Not every family uses a pool that way. A well-built, compact pool that fits the yard, the budget, and the family's actual use of outdoor space delivers more value than a full-size pool that strains the budget and sits half-empty.
What to consider: The OK Plunge is a complete, functional, finished pool. It is not a starter pool that needs to be replaced. It is a legitimate backyard investment for the right homeowner and the right yard.
For financing, see the full pool financing guide for Tulsa homeowners. The OK Plunge's $19,999 vinyl liner starting price is a manageable amount for a personal loan for buyers with strong credit.
The Rectangle Semi-Inground Pool
Starting at: $64,999 (limited-quantity Spring 2026 special)
Best for: Homeowners who want a clean, modern pool aesthetic with a fixed price, clear inclusions, and a fast build timeline.
The Rectangle Semi-Inground pool is our most popular package for Tulsa buyers who want a finished backyard without the complexity and timeline of a fully custom gunite build.
What is included:
The pool shell, pump and filter system, natural rock surround, a 3-foot waterfall wall with sheer descents, a poolside snack bar, 200 square feet of concrete decking, and a 25-year warranty with a 28 MIL liner.
Read that list carefully. Most pool quotes at this price point include the shell and basic equipment. The Silverado Rock Rectangle package includes the rock surround, waterfall feature, snack bar, and decking at the starting price. Those are items that typically add $15,000 to $25,000 to a base pool quote at other builders.
What is NOT included:
Electrical service, dirt removal, and bar stools.
That last sentence deserves its own paragraph.
We list what's not included in every package directly on the package page. Not in the fine print. Not in the contract you receive after the first meeting. On our public website, before you ever speak to anyone. According to Cal Pool's guide to hidden pool costs, dirt removal is one of the most commonly omitted line items in pool quotes, with some builders charging $250 to $450 per load depending on site conditions. Knowing this upfront means no surprises on your invoice.
Financing: HFS Financial at 7.99% APR with payments from $621 per month at 15 years or $543 per month at 20 years. See the full payment breakdown in the pool financing guide.
Build timeline: This package is designed for a faster build timeline than a full custom gunite project. The semi-inground construction approach and fixed specifications allow us to move crews efficiently without the extended timelines associated with fully custom designs.
Limited-quantity note: This package is offered at the $64,999 price point as a Spring 2026 special with a fixed number of build slots. When the slots fill, the fixed price is no longer available.
One more thing to know about this package before you move on to the Freeform comparison. The inclusion that surprises most buyers is not the waterfall or the snack bar. I will point it out when we get to the Not Included section.
The Freeform Semi-Inground Pool
Starting at: $64,999 (limited-quantity Spring 2026 special)
Best for: Homeowners who want a natural, resort-style pool aesthetic with organic curves, more visual drama than a rectangular design offers, and the same fixed-price transparency as the Rectangle package.
The Freeform Semi-Inground pool package has identical pricing, inclusions, and exclusions to the Rectangle package, with one meaningful difference: its shape.
What is included: Same as the Rectangle package. Pool shell, pump and filter, natural rock surround, 3-foot waterfall wall with sheer descents, poolside snack bar, 200 square feet of concrete decking, and a 25-year warranty with 28 MIL liner.
What is NOT included: Same as the Rectangle package. Electrical service, dirt removal, and bar stools.
The decision between Rectangle and Freeform is entirely about yard geometry, lifestyle preference, and visual style. It is not a cost decision. Both start at $64,999.
A rectangular pool suits clean architectural lines, smaller yard footprints, and buyers who prioritize function alongside form. A freeform pool suits larger or irregularly shaped yards, buyers who want the organic feel of a resort-style pool, and backyards where a curved design flows more naturally with the landscaping.
Neither choice is correct for every yard. The right choice depends on how the space will actually be used. We cover the Rectangle vs Freeform decision in detail in our full design comparison guide.
If you are considering either of these packages but also have questions about what a fully custom gunite build would look like at a higher budget, the OK Ultimate section below answers that directly.
The OK Ultimate
Starting at: $100,000
Best for: Homeowners who want a resort-grade custom gunite build with premium finishes, smart automation, maximum energy efficiency, and a lifetime structural warranty designed specifically for Oklahoma soil and climate.
The OK Ultimate is our flagship package and the most complete pool build available in the Tulsa market at its price point.
What is included:
Pebble Sheen interior finish, Hayward OMNI smartphone automation system, Hayward VS900 variable-speed pump, Clear O3 ozone water system, 30 feet of glass trim tile, 400 square feet of premium decking, an automatic pool cleaner, and a Lifetime Structural Warranty engineered specifically for Oklahoma clay soil and freeze-thaw conditions.
Each of those inclusions is worth understanding individually.
The Hayward VS900 variable-speed pump reduces pool energy consumption by up to 90 percent compared to a standard single-speed pump. For Tulsa homeowners running a pool through the long Oklahoma summer, that efficiency difference translates to real money. Jason has run Silverado Rock pools for less than $12 a month in electricity using this pump and the right hydraulic design.
The Clear O3 ozone system reduces chlorine demand by up to 60 percent. That means softer water, fewer chemicals to purchase, and less skin and eye irritation for regular swimmers.
The Lifetime Structural Warranty is the most significant inclusion on this list. Most pool warranties exclude soil movement. Oklahoma clay soil expands, contracts, and shifts with seasonal moisture changes, affecting pool shells over time. The OK Ultimate warranty covers structural failure even in soil-related conditions, which is extraordinary in the Tulsa market.
Think of it this way. Buying a pool in Tulsa without a soil-inclusive warranty is like buying flood insurance in a flood zone with a flood exclusion. The exclusion is fine print until it is not. The OK Ultimate warranty removes that exclusion entirely.
The Hayward OMNI automation controls the pump, lights, heater, and water features from a smartphone. You can adjust your pool from anywhere, set schedules by time of day or energy rate, and monitor the system remotely.
What is NOT included: Electrical service, permits, and site-specific grading work. As with all Silverado Rock packages, these are disclosed upfront before any conversation about pricing.
The "Not Included" Section Most Builders Would Never Publish
Every Silverado Rock package page on the website includes a clearly labeled "Not Included" section. It is not buried in the contract. It is not disclosed at the first meeting, after you are already excited about the design. It is on the public website before you ever call.
This deserves recognition because it is genuinely uncommon in the Tulsa pool market.
According to Duplessis Builders' guide to comparing pool quotes, vague or short scope descriptions and omissions of supporting work, such as electrical, fencing, and permits, are among the most common warning signs that a pool quote is hiding real costs. The builders who disclose exclusions upfront are the exception, not the rule.
When you compare Silverado Rock's packages to any other Tulsa pool builder, the first question to ask the other builder is this: Can you show me your "Not Included" list in writing before we discuss price?
Their answer will tell you a great deal about how the rest of the process will go.
The OK Essentials Package: Coming Soon
We are developing a fifth package, OK Essentials, which will sit between OK Plunge and OK Ultimate. When this page goes live, this article will be updated with the full inclusion breakdown, pricing, and comparison data.
What Jason Recommends
I have been building pools in Tulsa for a long time. I have built everything from compact plunge pools in tight city lots to fully custom resort-style builds on large estate properties. Here is what I actually tell homeowners when they ask me which package is right for them.
For most Tulsa families, the Rectangle or Freeform semi-inground is the right choice.
Not because it is the cheapest option. Because it is the smartest one. You get a finished backyard: pool, rock surround, waterfall, snack bar, and decking, at a fixed price with a defined timeline and no surprises. I can build one of these in less than a month. While a fully custom gunite pool is curing for 45 days, your family is already swimming.
The Freeform is what I personally recommend more often. Most Tulsa backyards have some slope or an irregular shape, and a freeform design works with that rather than against it. It also has a warmth to it that a rectangle just does not. When you add the rock surround and the waterfall, it stops looking like a pool someone dropped in the backyard and starts looking like something that was always supposed to be there.
If your yard has a slope, a semi-inground pool is almost always the right answer.
Here is something most Tulsa homeowners do not realize. When you build a fully inground pool on a sloped lot, you have to excavate to the lowest point of the grade, build a retaining wall across the back of the property to level the yard, fill that area with compacted dirt, and then build the pool. That retaining wall alone can run $10,000 to $15,000 before you have touched the pool itself. And once it is built, you are looking over it, not at it.
With a semi-inground pool on a sloped lot, the pool wall itself serves as the retaining structure. That wall becomes the canvas. We build waterfalls into it. We add scuppers, rock features, sheer descents. What would have been a plain retaining wall becomes the most dramatic feature in the backyard. You are not paying extra for a retaining wall and then a pool. You are paying for one structure that does both jobs and looks better than either would on its own.
There is one more practical advantage to a semi-inground build that nobody talks about. Because the pool sits elevated above grade, wind-blown debris does not just fall straight in, as it does with a fully inground pool. You are not walking out to a pool full of leaves and June bugs every morning before the family can get in. That is a quality-of-life difference that shows up every single day you own the pool.
If your yard is compact or your budget needs a starting point, start with the OK Plunge.
A well-built compact pool is a better investment than a full-size pool you stretched your budget to afford and spend the next five years stressed about. The OK Plunge, at $19,999 for a vinyl-liner build, is a real pool. It is not a consolation prize. A lot of the most enjoyable backyards I have built in Tulsa are compact builds where the whole family actually gathers because the space feels right-sized.
If you want the best and you have the budget for it, the OK Ultimate is in a different category.
The Hayward VS900 pump, the OMNI automation, the Pebble Sheen finish, and most importantly, the Lifetime Structural Warranty. These are not luxury add-ons. They are the things that determine whether your pool will still perform as it should in 20 years. Oklahoma clay soil is real. Freeze-thaw cycles are real. The OK Ultimate is engineered specifically for those conditions in a way that a standard build is not.
A word about fully custom gunite pools for buyers who are considering them.
I want to be straight with you about something most pool builders will not say out loud.
A fully custom gunite build is a serious undertaking. Not just financially. Physically. When the equipment rolls in and excavation begins, your backyard becomes a construction site. We are talking about a hole in the ground, dirt piled up, plumbing trenches, equipment staging, concrete work, and a finish process that together can run four to five months from first dig to swim day. Your yard won't look like a backyard for most of that time. It is going to look like someone started something and left.
Most homeowners are not prepared for that. They see the finished product in photos and imagine a smooth, predictable process. A gunite build moves through stages, waits between stages, depends on weather, inspections, and material delivery, and requires a level of project management on the homeowner's side that is not often discussed upfront.
And that is before maintenance begins.
Gunite pools are beautiful. They are also demanding. The plaster finish requires careful water chemistry from the very first fill. If pH, calcium hardness, and alkalinity are not kept in balance, the plaster will etch, scale, or stain. Fixing degraded plaster means replastering, which is a significant expense. If you are the kind of homeowner who wants a pool that mostly takes care of itself, a gunite build may not be the right match for your lifestyle.
This is not a reason to avoid a gunite pool. It is a reason to go into it with your eyes open. If you want a fully custom build, I will build you the best one in Tulsa. But I want you to understand what you are signing up for before you sign anything. That conversation happens in the consultation, not after the contract.
Tell me about your yard, your family, and how you actually plan to use the space. That conversation takes about 15 minutes, and at the end, I will tell you exactly which package makes sense and which does not. I would rather talk you out of a package that is not right for your situation than sell you something you will regret for years.
That is the consultation. It is free. And it starts with a phone call.
Most Tulsa homeowners approach the comparison process the wrong way. They collect total prices and try to identify which number looks best. As we covered in detail in our pool-only vs. finished backyard cost guide, total prices mean nothing without knowing what is in each quote.
Here is the right approach.
Print the Silverado Rock package inclusion list for the package that best matches your project. Take it to every other builder consultation. Go line by line and ask each builder which items are included at their quoted price.
For each item that is not included, ask what it costs as a separate add-on. Add those costs to their base quote. Then compare the adjusted totals.
According to Smart Pools' guide to comparing pool builder quotes, a $120,000 quote that includes decking, lighting, and fencing is a completely different product from one that covers only the pool shell. The right comparison normalizes for everything the finished backyard actually requires.
When you run that exercise with the Silverado Rock packages, you will often find that a quote that initially looked lower ends up higher once the missing line items are added back in.
Download or screenshot the package pages before your next builder consultation. They are your price normalization tool.
Frequently Asked Questions
Can I customize what is included in a Silverado Rock package?
Yes. The packages define a fixed-price starting point with a clear set of inclusions. Features beyond the package scope, including upgraded finishes, additional water features, outdoor kitchens, extended decking, and lighting upgrades, are available as additions. The package is the floor, not the ceiling.
Why do the Rectangle package and the Freeform package cost the same?
Because the difference between them is shape, not complexity or materials. Both packages include the same rock surround, waterfall feature, snack bar, decking, and warranty. The choice between them is a design decision, not a budget decision.
What does the 25-year warranty on the Rectangle and Freeform packages cover?
The 25-year warranty with a 28 MIL liner covers the liner against defects and failure. The 28 MIL specification is thicker and more durable than the 20-24 MIL liners commonly used by competitors in the Tulsa market. Thicker liner means longer life and better resistance to puncture, UV degradation, and chemical wear.
What does the OK Ultimate Lifetime Structural Warranty cover?
The Lifetime Structural Warranty covers structural failure of the pool shell, including failure caused by soil movement. This is a rare warranty provision in the Oklahoma market, where most builders exclude soil-related damage. Given that Tulsa sits in clay-heavy soil that expands and contracts with moisture, this warranty protection is not a cosmetic detail. It is real coverage for a real local risk.
When will the OK Essentials package be available?
We are developing the OK Essentials package to fill the gap between the OK Plunge and the OK Ultimate package. When the page is live, this article will be updated with full package details. Contact Silverado Rock directly for current availability.
Ready to Compare Silverado Rock Against Any Other Tulsa Pool Builder?
Schedule a free consultation, and we will walk you through every package line item, answer every question about what is and is not included, and help you build the comparison framework you need to evaluate any other quote you receive.
Bring your other quotes. We will go through them with you.
The Rectangle and Freeform limited-quantity spring 2026 build slots are filling. When those slots close, the fixed pricing is no longer available.
[Call Silverado Rock. Free consultation. Bring your other quotes. We will compare them with you.]